Asking Price

£79,800

Walton Heights, Liversedge, West Yorkshire, WF15

  • 2 Bed
  •   |   1 Bathrooms

Property description
A SUPER OPPORTUNITY has arisen for FTB's to get on the property ladder with this 60% SHARED OWNERSHIP property. This WELL PRESENTED modern townhouse with two bedrooms is located on this popular cul-de-sac development which is convenient for country walks, local town amenities and schools and just a short drive away from the M62. Comprises hall, lounge, dining kitchen, ground floor WC, two double bedrooms with modern bathroom, allocated parking and lawned garden to the rear. Benefits from GCH & uPVC DG. EPC - C

Hall

Lounge

Having open staircase.

Guest Cloakroom

Hand wash basin and WC.

Kitchen Diner

Modern range of wall and base units incorporating contrasting worktop and one and a half bowl sink. Electric oven and four ring gas hob. Plumbing for auto washer, cupboard housing boiler and under stairs storage.

First Floor Landing

Two useful storage cupboards.

Bedroom One

Bedroom Two

Bathroom

Modern three piece suite comprising bath with shower extension and glazed screen, WC and hand wash basin.

Exterior

The property benefits from allocated tandem parking to the front. Pleasant low maintenance garden to the rear comprising artificial lawn and patio.

Tenure

The property is sold a as a shared ownership opportunity and the vendors own a 60% share. This has a 125 year lease from 1 April 2009. The rent and service charge of £127 per month for the remaining 40% share is payable to Together Housing Association. There is the option to 'staircase' and buy the remaining 40% share subject to negotiations with the Housing Association. Further details are available on request. Council Tax Band B EPC - C

Help To Buy

The Homes England criteria for Help to Buy is as follows: • You must be at least 18 Years old for this property. • You should be a British citizen or have indefinite leave to remain. • You need to have access to or can raise approximately £2,500 to cover the cost of buying a home. • For resales our legal costs are split between you and the seller • Your annual household income cannot exceed £80,000 per year. • You should generally be a first-time buyer. If you do already own a property, you must be in the process of selling it. • The Shared Ownership home you are looking to buy must be your only home and you must not sublet it. • You should not be able to afford to buy a home suitable for your housing needs on the open market. • You must provide proof that you are not in mortgage or rent arrears. • You must demonstrate that you have good credit history and can afford the regular payments and costs involved in buying a home. • From September 2022 Homes England regulations require that all shared ownership purchasers must use an independent financial advisor to assess their affordability this is also required for cash purchasers. Once your offer has been accepted, we would then need to carry out an Eligibility & Affordability Check with Metro Finance where they would require the following documents: 1. Photographic ID 2. Proof of address 3. Last 3 months wage slips or proof of income 4. Last 3 months current account bank statements – Please send all pages including the transactions. 5. Proof of deposit and mortgage in principle documents, or proof of funds. Details of monthly repayments for any debt including car finance. Once you have been approved by Together Housing, we would then be able to instruct solicitors to proceed with the sale. However, please do not instruct a solicitor until you have written approval from us.

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